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For Sale:  Saint Paul MLS# 7121139

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Active NEW!
$203,000
/mo Edit
Multi-family:  Duplex Up and Down
4 br • 2 ba • Built 1885
1,310 sqft • 0.112 acres
St. Paul schools
MLS# 7121139
320-815-1500
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    Property Description

    Updated Dayton’s Bluff duplex offering flexibility for an owner-occupant, investor, or a combination of both. Live in one unit and collect rent from the other, or lease both units for a fully income-producing property. The duplex features a rare main-floor three-bedroom, one-full-bath unit and an upper-level one-bedroom, one-bath unit. The newly renovated main-floor unit will be vacant at closing, giving the buyer the option to move in or select a tenant and establish a new lease at current market rent. The upper unit is occupied by the same long-term tenant of more than 15 years at $810 per month, providing rental income from day one. The seller estimates market rent for the main-floor three-bedroom unit at $1, 800–$2, 000 per month. At full occupancy, projected gross income is $2, 610–$2, 810 per month, or $31, 320–$33, 720 annually. The seller projects a cap rate of approximately 14%+ at the current asking price. Buyers and agents should independently verify rents, expenses, and financial projections. Recent improvements include a complete renovation of the main-floor kitchen with new cabinets and flooring in 2025, a newer roof and boiler installed in 2020, and lower-level windows replaced in 2019. Additional features include hardwood floors, a formal dining room, in-unit laundry, a newer deck, a private landscaped backyard, a two-car detached garage, and two additional parking spaces. Motivated seller seeking a quick close.

    Listing

    Listing Status: Active
    Contingency: None
    List Price: $203,000
    Price per sq ft: $155
    Property Type: Multi-family
    City: Saint Paul
    Garage Spaces: 2
    County: Ramsey
    Year Built: 1885
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 55106
    Neighborhood/Area: 90
    Subdivision Name: Robert P Lewis Sub B106 Lyman

    Interior

    Bedrooms: 4
    Bathrooms: 2
    Finished Area: 1,310 ft2
    Living Area: 1,310 ft2
    Basement Details:
    • Full
    • Unfinished

    Exterior

    Stories: One and One Half
    Garage Spaces: 2
    Garage Dimensions: 20x22
    Garage Size: 420 ft2
    Foundation Size: 800 ft2
    Foundation Dimensions: 40x20
    Handicap Accessible: None
    Heating System:
    • Forced Air
    • Hot Water
    Parking Features: Detached Garage
    Shared Amenities: None

    Lake & Waterfront

    Waterfront Present: N

    Lot & Land

    Acres: 0.112
    Geolocation: 44.961894, -93.06287
    Lot Dimensions: .113

    Schools

    School District: 625
    District Phone: 6517678100

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: None
    Annual Fuel Expense: None
    Annual Insurance Expense: None
    Annual Maintenance Expense: None
    Annual Trash Expense: None
    Annual Water/Sewer Expense: None

    Financial & Taxes

    Tax Year: 2026
    Annual Taxes: $4,646
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $5,400

    Income

    Annual Gross Income: $29,720

    Units

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

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    Payment:  /mo

    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

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    Listing provided by RMLS, courtesy of LaBelle Real Estate Group Inc.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.